VA Insurance Improvement Act
- Bill Number
- H.R. 6813
- Origin Chamber
- House
- Congress
- 119th Congress, Session 1
- Policy Area
- Armed Forces and National Security
- Status
- Introduced
- Latest Action
- 2026-01-22: Referred to the Subcommittee on Disability Assistance and Memorial Affairs.
- Last Updated
- 2026-01-21T16:07:54Z
AI-Generated Summary
Summary of H.R. 6813: VA Insurance Improvement Act
Purpose
This legislation amends title 38 of the United States Code to expand and improve insurance programs administered by the Secretary of Veterans Affairs. It aims to broaden access to life insurance for veterans, adjust funding for administrative costs in mortgage life insurance, and update eligibility for traumatic injury insurance to include Space Force members.
Key Provisions
- Expansion of veterans life insurance: Removes the requirement that applicants must have a service-connected disability, allowing any veteran to apply before reaching age 81.
- Reimbursement of administrative costs: Directs the Secretary to calculate and transfer funds from the Veterans Insurance and Indemnities account to cover costs in the General Operating Expenses and Information Technology Systems accounts.
- Inclusion of Space Force: Adds the Space Force to the list of eligible branches for Traumatic Servicemembers' Group Life Insurance (TSGLI).
Significant Changes to Existing Law
- Amends section 1922B to eliminate the service-disabled restriction and update application age limits, while revising the section title to "Veterans Affairs life insurance."
- Modifies section 2106(d) to establish a formal process for reimbursing administrative expenses from a dedicated insurance account.
- Updates section 1965(6) to explicitly include Space Force personnel in TSGLI eligibility.
Potential Impacts
- On government agencies: Increases the Department of Veterans Affairs' administrative workload for processing additional insurance applications and managing fund transfers between accounts.
- On citizens: Expands life insurance options for a wider group of veterans, potentially improving financial protection for families of those who were previously ineligible.
- On international relations: No direct effects identified in the legislation.
Main Stakeholders Affected
- Veterans seeking life insurance coverage.
- The Department of Veterans Affairs, including its insurance and appropriations offices.
- Members of the Space Force and their beneficiaries regarding traumatic injury benefits.
- Congressional committees overseeing veterans' affairs.
Notable Legal, Constitutional, or Political Implications
The bill operates within the existing framework of veterans' benefits under title 38, with no apparent conflicts to constitutional provisions on federal spending or equal protection. It introduces administrative flexibility for the Secretary but does not alter core eligibility standards or create new rights that could lead to litigation.
This summary was generated by AI and may contain inaccuracies. Refer to the official source document for the authoritative text.
Sponsor
Cosponsors (1)
Del. Moylan, James C. [R-GU-At Large]
Recent Actions
- 2026-01-22: Referred to the Subcommittee on Disability Assistance and Memorial Affairs.
- 2025-12-17: Referred to the House Committee on Veterans' Affairs.
- 2025-12-17: Introduced in House
- 2025-12-17: Introduced in House
Bill Versions
- VA Insurance Improvement Act — issued 2025-12-17 — PDF (4 pages)