Housing Supply Expansion Act of 2025
- Bill Number
- H.R. 6293
- Origin Chamber
- House
- Congress
- 119th Congress, Session 1
- Policy Area
- Housing and Community Development
- Status
- Introduced
- Latest Action
- 2025-11-25: Referred to the House Committee on Financial Services.
- Last Updated
- 2026-06-11T23:26:31Z
AI-Generated Summary
Purpose of the Legislation
The Housing Supply Expansion Act of 2025 aims to broaden the federal definition of a "manufactured home" to include homes built without a permanent chassis (a fixed frame that allows mobility). This update seeks to increase housing supply by ensuring these homes are treated the same as traditional manufactured homes under federal and state laws, promoting easier production, financing, and installation while maintaining safety standards.
Key Provisions
- Updated Definition: Amends the National Manufactured Housing Construction and Safety Standards Act of 1974 (NMHCSSA) to define a manufactured home as one built "with or without a permanent chassis," removing the previous requirement for a permanent chassis.
- New Standards for Chassis-Less Homes:
- The Secretary of Housing and Urban Development (HUD) must develop revised safety standards for these homes, consulting a consensus committee of experts.
- These homes require a unique label from HUD, a data plate (a metal tag with key details like construction specs), and a clear notation on manufacturer invoices to distinguish them from chassis-equipped homes.
- State Certification Requirements:
- States must submit an initial certification within 1 year (or 2 years for states with biennial legislatures) confirming they treat chassis-less manufactured homes the same as traditional ones in areas like financing, titling (legal ownership documents), insurance, manufacturing, sales, taxes, transportation, and installation.
- Annual recertifications are required to affirm ongoing compliance and report any new state laws.
- Certifications must include steps like amending state definitions of "manufactured home" and directing agencies to update regulations.
- Enforcement and Prohibitions:
- If a state misses deadlines, it must prohibit the manufacture, installation, or sale of chassis-less manufactured homes built after enactment.
- HUD will publish and maintain a list of compliant states in the Federal Register and on its website.
- Federal Coordination and Support:
- HUD may work with other federal agencies to ensure consistent treatment of these homes across federal laws.
- HUD must provide model guidance to help states meet certification requirements.
- Preemption Clarification: The bill does not limit existing federal preemption (federal law overriding conflicting state laws) under the NMHCSSA.
Significant Changes to Existing Law
- Broadened Definition: Previously, manufactured homes required a permanent chassis under federal law (42 U.S.C. 5402(6)); this removes that restriction, potentially classifying more factory-built homes as "manufactured" rather than site-built or modular homes.
- Added Standards and Labeling: Introduces specific federal requirements for chassis-less homes, including distinct identifiers, which were not previously mandated.
- State Obligations: Imposes new certification and recertification duties on states, with penalties for non-compliance, expanding federal influence over state housing regulations without direct federal takeover.
- No Waiver for Late Certifications: Strengthens enforcement by limiting HUD's ability to waive penalties for late submissions unless explicitly approved.
Potential Impacts
- On Government Agencies: HUD gains responsibilities for developing standards, coordinating with other agencies, providing guidance, and tracking state compliance, potentially increasing administrative workload but streamlining federal oversight.
- On Citizens: Homebuyers and renters may benefit from more affordable housing options, as chassis-less homes could be produced and financed more easily, addressing supply shortages. However, non-compliant states could face temporary bans on these homes, limiting local availability.
- On International Relations: Minimal direct impact, as the bill focuses on domestic housing; it could indirectly affect U.S. trade in housing materials if production expands.
- Broader Effects: Could boost the manufactured housing industry by including innovative designs (e.g., stationary homes), potentially lowering construction costs and increasing supply in high-demand areas, but enforcement might delay implementation in some states.
Main Stakeholders Affected
- States and Local Governments: Must update laws and certify compliance, facing prohibitions if they fail, which could strain resources or require legislative changes.
- Manufacturers and Builders: Gain opportunities to produce chassis-less homes under federal standards but must add labeling and invoicing requirements; non-compliant states could restrict their markets.
- Homebuyers and Consumers: Primary beneficiaries through expanded, potentially cheaper housing options with equivalent legal protections.
- Financial Institutions and Insurers: Affected by requirements for parity in financing and insurance, possibly simplifying loans for these homes.
- HUD and Federal Agencies: Lead implementation, standards development, and inter-agency coordination.
Notable Legal, Constitutional, or Political Implications
- Legal: Reinforces federal preemption under the NMHCSSA, ensuring uniform treatment nationwide while respecting state administration of installations. The bill's prohibitions act as an incentive for state compliance rather than direct federal mandates, avoiding potential challenges under the 10th Amendment (which reserves powers to states).
- Constitutional: No major issues anticipated, as it builds on existing federal authority over manufactured housing safety; however, states might contest enforcement as coercive if viewed as pressuring legislative action.
- Political: Bipartisan sponsorship (introduced by members from both parties) suggests broad support for housing affordability. It could spark debates on federal vs. state control over housing, especially in states resistant to updating definitions, potentially influencing future housing policy amid ongoing supply crises.
This summary was generated by AI and may contain inaccuracies. Refer to the official source document for the authoritative text.
Sponsor
Cosponsors (11)
Rep. Flood, Mike [R-NE-1], Rep. Cleaver, Emanuel [D-MO-5], Rep. Peters, Scott H. [D-CA-50], Rep. De La Cruz, Monica [R-TX-15], Rep. Correa, J. Luis [D-CA-46], Rep. Miller-Meeks, Mariannette [R-IA-1], Rep. Moore, Tim [R-NC-14], Rep. Vindman, Eugene Simon [D-VA-7], Rep. Davidson, Warren [R-OH-8], Rep. Goodlander, Maggie [D-NH-2], Rep. Bera, Ami [D-CA-6]
Recent Actions
- 2025-11-25: Referred to the House Committee on Financial Services.
- 2025-11-25: Introduced in House
- 2025-11-25: Introduced in House
Bill Versions
- Housing Supply Expansion Act of 2025 — issued 2025-11-25 — PDF (9 pages)