AI PLAN Act
- Bill Number
- H.R. 2152
- Origin Chamber
- House
- Congress
- 119th Congress, Session 1
- Policy Area
- Finance and Financial Sector
- Status
- Introduced
- Latest Action
- 2026-06-24: Placed on the Union Calendar, Calendar No. 615.
- Last Updated
- 2026-07-08T20:06:15Z
AI-Generated Summary
Purpose The legislation, known as the Artificial Intelligence Practices, Logistics, Actions, and Necessities Act (AI PLAN Act), aims to address national and economic security threats from adversarial use of artificial intelligence in financial crimes such as fraud and the spread of misinformation. It establishes a requirement for coordinated federal strategies and reporting to mitigate these risks.
Key Provisions
- Directs the Secretary of the Treasury, Secretary of Homeland Security, and Secretary of Commerce to jointly submit an annual report to Congress, beginning 180 days after enactment, including a classified annex.
- The report must cover interagency policies and working groups, public-private partnerships, currently available resources (hardware, software, technologies, and personnel) for combating AI-enabled financial crimes, and additional resources needed with budgetary estimates.
- Requires the report to consider specific risks, including deepfakes, voice cloning, foreign election interference, synthetic identities, AI-driven market manipulation, cyber breaches, and digital fraud.
- Mandates that the same three secretaries submit legislative recommendations and best practices for risk mitigation and incident response within 90 days after each report.
- Consultations must include the Attorney General, Federal Reserve, banking regulators, NIST, SEC, FCC, and FTC.
Significant Changes to Existing Law This bill introduces new mandatory reporting and strategy requirements without amending or repealing any existing statutes. It creates an ongoing interagency process focused on AI-related financial threats that did not previously exist in law.
Potential Impacts
- Government agencies will face new obligations for coordination, resource assessment, and annual reporting, potentially requiring additional staffing or funding.
- U.S. businesses and citizens may benefit from improved defenses against AI-driven scams, fraud, and market disruptions.
- No direct effects on international relations are specified, though the strategy could indirectly influence global financial security cooperation.
Main Stakeholders Affected
- Federal departments and agencies (Treasury, Homeland Security, Commerce, Justice, financial regulators, NIST, SEC, FCC, and FTC).
- Private-sector entities, including financial institutions, technology companies, and businesses vulnerable to AI-enabled crimes.
- Congress, which will receive the reports and recommendations.
- U.S. persons and markets exposed to synthetic fraud or misinformation.
Notable Legal, Constitutional, or Political Implications The bill raises no explicit constitutional issues and operates within existing executive authority for interagency coordination. It emphasizes classified information handling to avoid public disclosure of sensitive details, with no new regulatory mandates on private parties.
This summary was generated by AI and may contain inaccuracies. Refer to the official source document for the authoritative text.
Sponsor
Cosponsors (7)
Rep. Himes, James A. [D-CT-4], Rep. Begich, Nicholas J. [R-AK-At Large], Rep. Moran, Nathaniel [R-TX-1], Rep. Vindman, Eugene Simon [D-VA-7], Rep. Gottheimer, Josh [D-NJ-5], Rep. Gillen, Laura [D-NY-4], Rep. McDonald Rivet, Kristen [D-MI-8]
Recent Actions
- 2026-06-24: Placed on the Union Calendar, Calendar No. 615.
- 2026-06-24: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-708.
- 2026-06-24: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-708.
- 2026-05-13: Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
- 2026-05-13: Committee Consideration and Mark-up Session Held
- 2025-03-14: Referred to the House Committee on Financial Services.
- 2025-03-14: Introduced in House
- 2025-03-14: Introduced in House
Bill Versions
- Artificial Intelligence Practices, Logistics, Actions, and Necessities Act — issued 2025-03-14 — PDF (5 pages)
- Artificial Intelligence Practices, Logistics, Actions, and Necessities Act — issued 2026-06-24 — PDF (8 pages)