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WISH Act

Bill Number
H.R. 2082
Origin Chamber
House
Congress
119th Congress, Session 1
Policy Area
Social Welfare
Status
Introduced
Latest Action
2025-03-11: Referred to the House Committee on Ways and Means.
Last Updated
2026-01-26T21:44:38Z

Official Summary

Well-Being Insurance for Seniors to be at Home Act or the WISH Act

This bill establishes a federal long-term care insurance benefit and provides specified funds for the program.

To be eligible, an individual must have reached retirement age (currently between 65 and 67, depending on the individual’s year of birth) and have had a continual serious functional disability for between one and five years, depending on the individual’s income.

Under the bill, an individual has a continual serious functional disability if a licensed health care practitioner has certified that the individual

The individual must also be expected to remain disabled for at least one year.

The bill also establishes a Federal Long-Term Care Insurance Trust Fund and provides specified funds for the initial establishment of the benefit program, benefit payments during FY2026-FY2028, and public education related to the program.

Finally, the Government Accountability Office must periodically report to Congress on consumer understanding of long-term insurance offerings, the likelihood of manipulation of eligibility criteria by beneficiaries, and the likelihood of financial exploitation or mistreatment by others on whom a beneficiary is dependent.

Sponsor

Rep. Suozzi, Thomas R. [D-NY-3]

Cosponsors (5)

Rep. Moolenaar, John R. [R-MI-2], Rep. Mann, Tracey [R-KS-1], Rep. Cherfilus-McCormick, Sheila [D-FL-20], Rep. Smith, Christopher H. [R-NJ-4], Rep. McDonald Rivet, Kristen [D-MI-8]

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