Bank Failure Prevention Act of 2025
- Bill Number
- H.R. 1900
- Origin Chamber
- House
- Congress
- 119th Congress, Session 1
- Policy Area
- Finance and Financial Sector
- Status
- Introduced
- Latest Action
- 2025-06-04: Placed on the Union Calendar, Calendar No. 101.
- Last Updated
- 2025-10-09T03:26:20Z
Official Summary
Bank Failure Prevention Act of 2025
This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.
Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)
In addition, the board is prohibited from basing such application determinations on information provided by third parties.
Sponsor
Cosponsors (3)
Rep. Fitzgerald, Scott [R-WI-5], Rep. Meuser, Daniel [R-PA-9], Rep. Sessions, Pete [R-TX-17]
Recent Actions
- 2025-06-04: Placed on the Union Calendar, Calendar No. 101.
- 2025-06-04: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
- 2025-06-04: Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
- 2025-05-21: Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
- 2025-05-21: Committee Consideration and Mark-up Session Held
- 2025-03-06: Referred to the House Committee on Financial Services.
- 2025-03-06: Introduced in House
- 2025-03-06: Introduced in House
Bill Versions
- Bank Failure Prevention Act of 2025 — issued 2025-03-06 — PDF (7 pages)
- Bank Failure Prevention Act of 2025 — issued 2025-06-04 — PDF (12 pages)