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Small Business Disaster Damage Fairness Act of 2025

Bill Number
H.R. 1021
Origin Chamber
House
Congress
119th Congress, Session 1
Policy Area
Commerce
Status
Introduced
Latest Action
2025-02-05: Referred to the House Committee on Small Business.
Last Updated
2025-12-05T22:02:23Z

Official Summary

Small Business Disaster Damage Fairness Act of 2025

This bill increases from $14,000 to $50,000 the threshold loan amount over which the Small Business Administration (SBA) may require collateral for a disaster loan.

The Government Accountability Office must report on the performance, including the default rate, of such loans.

Additionally, the SBA must (1) distinguish between rural and urban communities in the outreach and marketing for disaster loans, and (2) incorporate actions to mitigate challenges encountered by rural communities in accessing such loans.

Sponsor

Rep. Neguse, Joe [D-CO-2]

Cosponsors (1)

Rep. Obernolte, Jay [R-CA-23]

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