Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".
- Bill Number
- H.J.Res. 74
- Origin Chamber
- House
- Congress
- 119th Congress, Session 1
- Policy Area
- Finance and Financial Sector
- Status
- Introduced
- Latest Action
- 2025-03-06: Referred to the House Committee on Financial Services.
- Last Updated
- 2026-01-15T22:41:25Z
Official Summary
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V) and published on January 14, 2025. This rule prohibits the inclusion of medical debt on credit reports and prohibits creditors from considering medical debt when making credit eligibility determinations.
Sponsor
Cosponsors (13)
Rep. Barr, Andy [R-KY-6], Rep. Donalds, Byron [R-FL-19], Rep. Ogles, Andrew [R-TN-5], Rep. Flood, Mike [R-NE-1], Rep. Fitzgerald, Scott [R-WI-5], Rep. Wagner, Ann [R-MO-2], Rep. Lucas, Frank D. [R-OK-3], Rep. Huizenga, Bill [R-MI-4], Rep. Loudermilk, Barry [R-GA-11], Rep. Meuser, Daniel [R-PA-9], Rep. Williams, Roger [R-TX-25], Rep. Downing, Troy [R-MT-2], Rep. Moore, Tim [R-NC-14]
Recent Actions
- 2025-03-06: Referred to the House Committee on Financial Services.
- 2025-03-06: Introduced in House
- 2025-03-06: Introduced in House
Bill Versions
- Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)". — issued 2025-03-06 — PDF (1 pages)